

Can confirm, it is information they already have. Below is likely the API the telco exposes to the bureau. Each data point queried returns true, false, or a confidence score.
It is intended as an anti-fraud tool. Not saying I agree with it. Something like PGP is sufficient for building out a web-of-trust without needing to share my personal information.
Was my first thought. “Hetero-flexible” if you will.